You could become legally liable for death of or injury to others or damage to their property. This cover is included if your house contents or buildings are covered by the policy. The cover also provides for liability which you may incur as a tenant of buildings or when your credit cards are lost.

The section can be taken on its own and is known as third party only cover. Damage to your own vehicle however will then be excluded. This cover is automatically included for vehicles insured under “Vehicles” of part 1.

This cover is automatically included for a water craft insured under “Water craft” of part 1. It covers death of or injury to others, or damage to their property, caused by your craft.

Choose this section to enjoy even wider cover and higher limits for personal legal liability (due to the use of firearms, for example) and liability that results from the use of vehicles or water craft.

You can be assisted in times of personal crisis. These services provide valuable medical, motor and household assistance. You merely have to dial the toll-free number already mentioned.